Debt Management

Money Advice Service

Phone: 0800 138 7777

Typetalk: 18001 0800 915 4622

(Monday to Friday, 8am to 6pm; Saturday, Sunday and Bank Holidays, closed)

Web chat: On website


A free, independent service set up by the government, that provides information on all money-related matters via a helpline, online information, and free web chats. They also offer advice and guides to help improve your finances; and tools and calculators to help keep track and plan ahead.

National Debt line

Phone: 0808 808 4000 (Freephone 9am-8pm Monday to Friday; 9:30am-1pm Saturday)

Webchat: On website


The National Debtline is an independent charity which provides free, confidential, specialist advice on managing financial debt via a helpline, online information, and free web chats.

Step change

Phone: 0800 138 1111 (8am-8pm Monday to Friday, 8am-4pm Saturday)


Stepchange is a charity which provides free advice on problem debt and debt management.

Tips for Seniors for Surviving the Cost-of-Living Crisis

FREEPHONE 0330 058 1579

7 Days a Week 08:00 – 20:00

Web chat: On website


If you’ve been feeling the pinch recently, you’re not the only one.

Just as Britons begin to overcome the effects of Covid-19, we’ve been hit with the highest living costs seen in 40 years.

In simple terms, things are costing more than they used to.